Rates & Fee Information

InstallmentLoans.Live Service

InstallmentLoans.Live is not a lender and does not set fees or interest rates. Make sure that you fully understand the rates fees and terms if you are offered a loan by one of our participating lenders. To learn more see the resources page of the site.

Rates and Loan Term

APR is the interest paid on the pricinpal of the loan over one year. The loan's term is the amount of time that you are given to pay back the loan in regular installments. The lenders that we work with offer between 6 months and 60 month terms and an APR range between 5.99% and 35.99%. If you accept a longer term you will pay less every month, but will pay more over the lifetime of the loan. The higher the APR the higher the total cost of the loan, so be careful. Compare the tables to see how APR and Loan Term effect the monthly and total amount repaid on your loan.


InstallmentLoans.Live does not charge for this service. The final costs of the loan will depend on the lender that you work with and your credit. Another factor to consider is the term of the loan. Shorter term loans usually carry a lower APR. To sure to talk with your lender about all these topics so that you understand them completely.

APR Amount Period Monthly Total Paid
10% $4,000 24 Mo $184.58 $4,429.91
25% $4,000 24 Mo $213.49 $5,123.67
35.99% $4,000 24 Mo $236.17 $5668.04

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